Any FSB Registered Broker or Financial intermediary that does Client's Financial Needs Analysis.

DO YOU AS A BROKER KNOW :-

• Whether your client's policies have a higher market value than life assurers offer?
• All the legal and administrative requirements of trading a policy?
• All the potential risks & pitfalls e.g. life cover not removed/premiums not terminated?
• Whether the offer received is credible?
• Do you really want to do all the calculations, admin and paperwork normally associated with such a deal?
• Do you get an offer with full disclosure of your commissions as part of the deal?

If you have answered NO to ANY of the questions above, you cannot afford to be without APE!